Stamp Duty Calculator

UK Stamp Duty Land Tax — 2026 Rates

Includes the 2% non-resident surcharge for overseas buyers. Supports first-time buyer relief and additional property rates.

Property & Buyer Details

Buyer Type

First-time buyer: your first home to live in (relief). Main residence: replacing your current home (standard rates, no surcharge). Additional / Buy-to-Let: investment or second home (+5% surcharge).

Residency

Estimated Stamp Duty

Total Due
£42,500
Effective rate · 5.67%
£0 – £125,000 @ 0%£0
£125,000 – £250,000 @ 2%£2,500
£250,000 – £925,000 @ 5%£25,000
Non-UK surcharge (2%)£15,000

* Calculated using HMRC 2026 SDLT bands. For purchases over £40,000. Speak to our tax advisors for full structuring advice.